Friday, May 31, 2019

Makers and Takers: How Wall Street Destroyed Main Street


   Andrew Lo, an MIT professor, hears that his mother has cancer and sets out to do his own research on cancer treatment. He’s lucky, his colleagues at the school have contacts in a biotech firm, and they’re developing a new cancer drug. The problem is in the money, and I don’t mean HIS money. The firm is at the mercy of investors in order to fund the research and testing, and the investors want huge guarantees that the drug will work. This isn’t news to me, I remember a 1990’s article about the eight-figure cost of testing McCavor (a cholesterol reducing drug, if anyone still takes it) and all the other medicines, most of which were eventually outclassed. What surprised me in this book is that the drug companies are all moving to Ireland to get tax breaks. Not only is the USA losing the jobs, but the CEO’s  might not have to pay tax on the money.

   The author blames part of the problem on the MBA degree, because, according to her, it teaches useless theories and not real-world finance. Okay, we all remember the scene in Back to School, where Rodney Dangerfield one-ups the stuffy professor and schools him on the realities of business. I can believe that scene, the professor obviously has never been out of academia, so he has no idea of what really goes on. But I disagree with the author’s argument that the MBA is to blame; if the drug companies need financing, they should be hiring pitchmen who can negotiate with potential investors.

    Next comes the charity director (in this case Josette Sheeran of the UN world food program) with a prop that she brings to meetings, and how she shows skeptical plutocrats how hungry the kids are. I disagree again with the author’s argument, in this case blaming capitalism for the worldwide rise in food prices. She doesn’t question other possibilities, like the people in the USA, Britain, and Europe who reject farming as an occupation. She also ignores the fact that India and the Arab oil states are importing more food than ever before. She also ignores the possibility that a country’s farming practices are unsound. No mention is made about unsound farming methods, which George Washington Carver spent years trying to change. It reminds me of the people who cure themselves of illness, and reduce their medicines from 20 to two, by simply cutting processed foods and losing weight.

   I think the problem here is that the author is going for the most expensive solution to a problem, rather than starting at the bottom. She blames the rising corn prices on ethanol in gasoline, but she doesn’t realize that all processed foods use corn syrup as a sweetener, and most US livestock is fed on corn. If Americans were to reject processed foods, corn prices would drop, and with that, the price of beef, pork, poultry, dairy, and eggs. Maybe the problem is entirely on Americans eating too much junk? I had a similar (and funnier) argument once from an old Israeli, and it went like this; “Ben-Gurion brought has own lunch to work and ate pita bread and goat cheese, then Yitzhak Shamir liked to sit in cafes and drink coffee, but now Netanyahu wears $1000 suits and eats $300 steak dinners, and the steaks are all imported.”

    To sum up, I disagree with everything the author says. The problem is not Wall Street, the problem is materialism. If Americans weren’t glued to the TV and stuffing their faces with junk food, the USA would not be dependent on corn and drugs.

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